"What happens if one of us dies?"

Nobody likes to think about what would happen when they or their partner dies. But having a valid will and getting your financial affairs, such as ownership of property and pensions, in order can ensure the people you want to benefit will inherit your estate.

If you live together you are not afforded the same legal rights as married couples.  Often cohabiting partners either put off making a will or make the common assumption under the ‘myth of the common marriage’ that their assets and benefits will automatically pass to their partner.  

However, this is not always the case. The rules governing cohabitees over property, inheritance tax and benefits such as pensions and life insurance are very different and what your partner would receive depends on how you own your assets and what provision you make in your will.

The main points to consider are:

There is a lot to think about and it is crucial to take professional advice to talk through the various options to ensure your loved ones are properly provided for in the event of your death.

Expert legal advice

For more information or an informal chat about your next steps

Contact us on 0344 326 0450 or email us.


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